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Are you ready for Christmas?

Tips for financing your retail business’ holiday merchandise.

Spring is finally here and across the country retail store owners’ minds are turning

to… Christmas. Small retailers and big box chains alike have already started

planning their purchases for the holiday season.

And that can create a challenge for small store owners. The holidays present the

biggest opportunity of the year to grow their business. An unexpected expense or

tax bill could limit how much they can buy. On the flip side, businesses that want

to go to the next level may want to buy more inventory to support their growth

strategy.

How do they buy all of the merchandise they need for their peak selling season at a time when sales are much slower?

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Thrifty budgeting

Store owners could finance the next holiday season’s purchases from the previous

holiday season’s sales. That requires a combination of discipline, favorable sales

during the off-season, and luck. All it takes is one unanticipated expense to throw

that careful budgeting off track.

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Store owners could finance the next holiday season’s purchases from the previous

holiday season’s sales. That requires a combination of discipline, favorable sales

during the off-season, and luck. All it takes is one unanticipated expense to throw

that careful budgeting off track.

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Bank financing

Bank loans are a traditional approach for merchants. But the hoops banks expect

business owners to jump through can make a loan hard to get and even harder to

support.

PDM Capital's merchant cash advances provide another way to finance

seasonal purchases and pay them off using cash flow from today’s sales. They are

another resource small business owners can rely on as they prepare for their

busiest selling season.

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PDM Capital wants to build a better economy by making life easier for small business owners. We base decisions on the strength of your business, not the equity in your house. We schedule payments that flex with your business, not our business. We finance your success because that is the only way we succeed.

For more information on how PDM Capital can help you strive forward contact us or subscribe for more helpful tips.